Catastrophic injuries have long-term, sometimes lifetime long effects on a victim. Murphy, Falcon & Murphy is a firm of Baltimore-based, trial-tested personal injury lawyers who can help you reestablish your life. If you or a loved one has experienced a catastrophic injury, please call us immediately to help you to understand your legal rights.
The Center for Disease Control recorded 40 million emergency room visits due to injuries in 2016. Many injuries occur due to carelessness or negligence of a third party. Common causes of injuries include car accidents, falls, work related injuries, defective products, sports, and medical malpractice. When these injuries are life-changing or debilitating, the medical community calls them catastrophic injuries.
Types of catastrophic injuries vary but include life altering, debilitating, or disabling injuries. Examples of catastrophic injuries include:
The effects of these types of injuries will be life changing and can be financially devastating for individuals or families. Often, these injuries will require expensive, long-term care. Surgeries, hospital stays, therapies, and rehabilitations can be necessary for months or years to come. The physical and emotional toll can be draining on families, which is why we are here to help.
The costs of treating catastrophic injuries can be exponential. Immediate and follow-up medical care are the first costs incurred after an injury. Catastrophic injuries will require ongoing medical care, visits, therapies, and counseling. If the injury has caused a permanent disability, the victim made need to make modifications to his or her home to accommodate new needs. Additionally, the lost wages of the victim, and perhaps family members who are helping him or her, will make it more difficult to pay such bills.
If you or someone you love has suffered a catastrophic injury, consider seeking an experienced attorney to determine if there is any reason to suspect negligence. Liability comes from careless or thoughtless conduct that results in bodily harm. Each injury and situation are unique, and the circumstances surrounding the injury may indicate fault. Parties who might be at fault in a catastrophic injury case may include employers, manufacturers of faulty products, schools, companies, other drivers, or medical facilities. Hiring an experienced, reliable law firm will help victims determine whether there could have been fault from a third party.
Many individuals believe that their medical bills will be covered 100% by insurance companies, but this is typically not the case with catastrophic injuries. Insurance coverage limits often only cover the initial medical costs of injury, whether that insurance be your own or another parties.’ If you have suffered an injury on the job, there may be limits to workers’ compensation, which could leave a victim with uncovered medical expenses. Generally, workers’ comp only pays a portion of the injured party’s lost wages, so, in addition to these limits, sufferers aren’t receiving their full pay check. After talking with a physician and beginning the process of recovery, call our team to help you understand your next steps.
Insurance companies are after their own interests and will attempt to pay the least amount of damages possible, leaving you to foot the bills for an accident that may not have been your fault. Insurance companies are familiar with Maryland state laws and will do what they can to ensure their company saves money. As the victim, you need a strong lawyer on your side to help present a strong legal case for receiving justice.
At Murphy, Falcon & Murphy, we are experienced catastrophic injury lawyers in the Baltimore, Maryland region. We have been responsible for recovering millions of dollars in damages for victims of injuries that were not their fault. We will commit to walking you through the legal process to help you to receive any compensation that is due and ensure you will receive the one-on-one specialty care that you need.